Terms and Conditions of Service

Effective Date: 2025

By using JointEarn, you agree to comply with the following Terms and Conditions:

1. Eligibility

• You must be at least 18 years old to use our platform.
• You must provide accurate registration details.

2. Account Security

• You are responsible for maintaining the confidentiality of your account credentials.
• Any unauthorized use of your account should be reported immediately.

3. Prohibited Activities

You may not:

• Post unauthorized or infringing content.
• Use the platform for illegal or fraudulent purposes.
• Interfere with platform operations.
• Harass, threaten, or harm other users.

4. Content Ownership and License

• You retain ownership of any content you post.
• By posting content, you grant JointEarn a non-exclusive, worldwide, royalty-free license to use, modify, and distribute it.

5. Payments and Refunds

• Users agree to pay all applicable fees associated with services.
• JointEarn reserves the right to determine refund eligibility.

6. Termination and Suspension

• JointEarn may terminate or suspend accounts at its discretion.
• Upon termination, users must cease using the platform.

7. Disclaimer and Limitation of Liability

• The platform is provided on an “as-is” and “as-available” basis.
• JointEarn is not liable for any losses resulting from platform use.